At Aplusliving.com.au, operated by HYGGO PTY LTD (ABN 26680569653), we are committed to providing customers with a safe, secure, and flexible checkout experience. We understand that customers want peace of mind when shopping online, which is why we offer multiple trusted payment options. This page explains the payment methods we accept, how they work, and how your information is protected.

1. Our Commitment to Secure Payments

We use industry-standard SSL encryption and PCI-compliant gateways to process all transactions. This means your personal details and card information are never stored on our servers. Whether you pay with a credit card, PayPal, or a “Buy Now, Pay Later” option, you can shop with complete confidence that your data is safe.

2. Accepted Payment Methods

We currently accept the following payment options:

Visa
MasterCard
PayPal
Afterpay
Klarna

Each payment option is designed to give customers flexibility, choice, and security at checkout.

3. Paying with Credit & Debit Cards (Visa & MasterCard)

Visa and MasterCard remain the most widely used payment methods for online shopping in Australia. At Aplusliving.com.au, customers can use their credit or debit cards to make secure purchases. Benefits include:

Instant payment confirmation
Accepted by all major banks and financial institutions
Extra protection from your card provider’s fraud prevention services

When paying with a card, you’ll be asked to enter your card number, expiration date, and CVV code. For added security, some banks may require two-factor authentication, such as entering a code sent via SMS.

4. PayPal

PayPal is one of the most trusted global payment solutions, offering an extra layer of security by acting as an intermediary between your bank and the store. Benefits of using PayPal include:

Secure transactions without sharing card details directly
Buyer Protection program for eligible purchases
Option to pay directly from your PayPal balance or linked bank account

When you select PayPal at checkout, you’ll be redirected to the PayPal website to log in and approve the payment. Once confirmed, you’ll return to Aplusliving.com.au to complete your order.

5. Afterpay

Afterpay allows you to enjoy your purchase immediately and pay later in four equal interest-free instalments. This option is ideal for spreading out costs without incurring interest or fees, provided instalments are paid on time.

How it works:

Select Afterpay at checkout.
Log into your Afterpay account or create a new one instantly.
Pay the first instalment at checkout, then three more every two weeks.

Benefits of Afterpay:

Interest-free payments
No additional fees if instalments are paid on time
Instant approval decision

Please note: Late fees may apply if scheduled payments are missed. For more details, visit the official Afterpay website.

6. Klarna

Klarna offers flexible payment solutions, allowing you to “Pay Later” or split your purchase into manageable instalments. Options available may include:

Pay in 4: Split your purchase into four interest-free payments.
Pay Later: Receive your order immediately and pay in full within 30 days.

Benefits of Klarna:

Flexible repayment plans
Transparent terms and no hidden fees
Instant order approval at checkout

As with Afterpay, late fees may apply if payments are missed. Klarna’s system provides reminders to help you manage your instalments.

7. Payment Security

Your security is our top priority. Here are some of the measures we use to protect transactions:

SSL Encryption: All checkout pages are secured with 256-bit encryption.
PCI Compliance: Payments are processed through PCI DSS compliant gateways.
No Data Storage: We do not store credit card details on our servers.
Fraud Detection: Partner banks and providers monitor transactions for suspicious activity.

8. Payment Confirmation

Once your payment has been processed successfully, you will receive an order confirmation email. If payment fails, your order will not be completed, and you will be prompted to try again or use a different payment method.

9. Refunds

Refunds are always issued to the original payment method used at checkout. For example, if you paid with PayPal, your refund will be returned to your PayPal account. Refund processing times are typically 5–10 business days, depending on your bank or payment provider. For full details, please see our Return & Refund Policy.

10. Currency

All transactions on Aplusliving.com.au are processed in Australian Dollars (AUD). Customers using international cards may incur currency conversion fees from their bank or payment provider.

11. Buy Now, Pay Later Considerations

Both Afterpay and Klarna are excellent options for spreading the cost of your purchase. However, customers are responsible for making payments on time. Missing payments may result in late fees and could impact your credit score. Always ensure you read the terms and conditions of your chosen payment provider.

12. Australian Consumer Law Compliance

Our payment policies comply with Australian Consumer Law (ACL). If a product you purchase is faulty, damaged, or not as described, you are entitled to a remedy (refund, repair, or replacement). Refunds are always processed back to your original payment method.

13. Contact Us

If you experience any issues with payments or refunds, please contact our support team:

Email: cs@aplusliving.com.au
Business Hours: Monday – Friday, 9 AM – 5 PM (AEST)

Final Note

At Aplusliving.com.au, we believe payment should be simple, secure, and flexible. With trusted options including Visa, MasterCard, PayPal, Afterpay, and Klarna, you can shop with confidence knowing your information is protected and your preferred payment method is available. Thank you for choosing Aplusliving.com.au – where safe shopping and customer satisfaction come first.